In the wave of global digital transformation,commercial banks are encountering unprecedented opportunities and challenges.The effective integration and management of data assets will be directly related to the competitiveness and sustainable development ability of banks.Currently,commercial banks are required to actively embrace advanced technologies like big data and cloud computing and achieve seamless connection and deep integration of internal and external data by establishing efficient data integration platforms.This not only assists banks in accurately grasping market dynamics,customer demands and risk trends,but also significantly lowers operating costs,expands profit channels,and optimizes product services and operational strategies.This paper profoundly discusses the current status of data management in commercial banks and puts forward practical suggestions for the overall optimization of bank data management to further facilitate the substantial enhancement of bank data management efficiency.
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