统计与数据科学学院知识库

随着经济体制改革的深入和经济发展，金融是发展的重中之重。金融的发展需要符合经济社会发展和人民群众需求。金融发展和经济增长相互依存、共同繁荣。同时，经济发展是就业增长的基础，是解决就业问题的最重要途径，有必要加强经济政策和就业政策之间的联系。推动金融发展支持就业。在此宏观经济形势下，金融发展对经济增长和就业的影响值得做深入研究。

首先，本文基于1997～2020年我国31个省级面板数据，基于分位数回归模型，本研究考察了我国东部、中部和西部地区的金融发展对经济增长的影响是否存在地区差异，金融发展可以通过经济增长间接影响就业，也在一定程度上直接促进了就业。因此，将进一步研究金融发展对东部、中部和西部地区就业的影响是否存在差异，针对不同地区的经济发展和就业水平，考察金融发展对我国经济增长和就业的影响。

其次，通过实证研究结果发现：1.我国金融发展对经济增长和就业影响显著，但在不同分位数水平下，增长效应存在差异性。2.金融发展对东部地区经济处于低分位点省份的影响程度较大，而对于中部地区经济位于高分位点的省份影响程度较大，对西部地区经济整体有着显著的影响。3.对东中西地区的就业来说，金融发展对就西部地区就业位于高分位点的省份的贡献较大，对于东中部就业处于高分位处的促进效果最显著。

最后，我国经济发展步入新常态，在此宏观经济形势下，为谋求新的经济增长点，促进各地区就业，各个地方积极调整产业布局，要因地制宜，结合本地区的发展阶段和特点制定金融业发展规划，通过合理引导金融发展释放区域经济活力，促进就业。

With the deepening of economic system reform and economic development, finance is the top priority of development. The development of finance needs to meet the needs of economic and social development and the people. Financial development and economic growth are interdependent and prosper together. At the same time, economic development is the foundation of employment growth and the most important way to solve the problem of employment. It is necessary to strengthen the link between economic policies and employment policies. We will promote financial development to support employment. In this macroeconomic situation, the impact of financial development on economic growth and employment is worth further study.

Firstly, based on the panel data of 31 provincial levels from 1997 to 2020 and quantile regression model, this thesis investigates whether there are regional differences in the impact of financial development on economic growth in the eastern, central and western regions of China. Financial development can indirectly affect employment through economic growth, and also directly promote employment to some extent. Therefore, it will further study whether there is any difference in the influence of financial development on employment in the eastern, central and western regions, and examine the influence of financial development on Chinese economic growth and employment in view of the economic development and employment levels in different regions.

Secondly, the empirical results show that: 1. China's financial development has a significant impact on economic growth and employment, but at different quantile levels, the growth effect is not the same. 2. Financial development has a greater impact on the provinces with low economic scores in the eastern region, while it has a greater impact on the provinces with high economic scores in the central region, which has a significant impact on the economy of the western region as a whole. 3. For employment in eastern and western regions, financial development has a greater contribution to the provinces with high employment in western regions, and the promotion effect is the most significant for the provinces with high employment in eastern and central regions.

Finally, China's economic development has entered a new normal. Under this macro-economic situation, in order to seek new economic growth points and promote employment in various regions, various local governments should actively adjust industrial layout, formulate financial development plans in light of local conditions and the development stage and characteristics of the region, and release regional economic vitality and promote employment through reasonable guidance of financial development.