东北地区银行业结构竞争、资本配置效率与经济高质量发展

LZUFE-KMS > 经济学院

作者	李永霞
姓名汉语拼音	Li Yongxia
学号	2019000001031
培养单位	兰州财经大学
电话	17724854393
电子邮件	Liyongxia1212@163.com
入学年份	2019-9
学位类别	学术硕士
培养级别	硕士研究生
学科门类	经济学
一级学科名称	理论经济学
学科方向	西方经济学
学科代码	020104
授予学位	经济学硕士
第一导师姓名	王嘉瑞
第一导师姓名汉语拼音	Wang Jiarui
第一导师单位	兰州财经大学经济学院
第一导师职称	教授
题名	东北地区银行业结构竞争、资本配置效率与经济高质量发展
英文题名	Banking Structural Competition, Capital Allocation Efficiency and High-quality Economic Development in Northeast area
关键词	东北地区银行业结构竞争资本配置效率经济高质量发展
外文关键词	The Northeast region ; Banking structural competition ; Capital allocation efficiency ; High-quality economic development
摘要	东北地区作为我国传统工业基地和农业主产地，在工业基地优势产业、现代农业、生态旅游、对外开放等方面具有先天优势和重要战略地位。然而由于经济增长动力不足、发展方式陈旧、体制机制不健全，导致经济增速持续下滑。在东北振兴战略及经济高质量发展理念实施背景下，如何构建适宜东北地区的经济高质量发展评价指标体系，东北地区银行业结构对于地区经济高质量发展的影响如何，银行业结构通过哪些传导机制作用于地区经济高质量发展是本文想要研究的问题。基于此，本文选取东北地区 2004—2018 年面板数据来构造东北地区经济高质量发展指数及五大发展指数，从理论分析和实证检验两个方面来研究东北地区银行业结构对地区经济高质量发展的影响。本文研究发现：整体来看，东北三省经济高质量发展都呈现逐年上升的良好态势。辽宁省经济高质量水平远高于其它两个省份，而吉林省经济高质量发展指数增幅最大，辽宁省次之，黑龙江省最慢。从全样本及五大发展维度实证检验结果来看，东北地区银行集中度的下降能显著促进地区经济高质量发展及五大维度发展。从中介机制检验结果来看，东北地区银行集中度对地区经济高质量发展的影响通过资本配置效率起部分中介作用。因此，本文认为完善东北地区银行业市场竞争体系将有助于推进地区经济高质量发展水平。即东北地区应该放松商业银行管制，加快银行业市场化改革，构建一个竞争型的多层次的银行市场体系，以此来提升资本配置效率，不断推进东北地区经济高质量发展。在此基础上，本文提出继续加深银行业结构改革，放开东北地区银行业市场，构建并完善多层次银行业竞争体系；加快利率市场化进程，引导资本结构与产业结构匹配，提升资本配置效率；完善银行业监管体制机制，提升金融服务质量三条政策建议。
英文摘要	As country's traditional industrial base and main agricultural production area, the Northeast region has inherent advantages and an important strategic position in terms of advantageous industries in the industrial base, modern agriculture, ecotourism, and opening to the outside world. However, due to insufficient economic growth momentu-m, outdated development methods, and imperfect systems and mechanisms, its economic growth has continued to decline. Under the background of the Northeast region revitalization strategy and the implementation of high-quality economic development concept, how to construct a high-quality economic development evaluation index system suitable for the Northeast region, how the banking structure of the Northeast region affects its high-quality economic development , are the problem that this article wants to study.Based on this, this paper selects the Northeast region’s 2004-2018 panel data to construct the Northeast region’s high-quality economic development index and five dimensions development indexes, and studies the influence of the Northeast region’s banking structure on its high-quality economic development from both theoretical analysis and empirical test. The paper finds that: On the whole, the high-quality economic evelopment of the three northeast provinces has shown a good trend of increasing year by year. The economic high-quality level of Liaoning Province is much higher than that of the other two provinces, and Jilin Province has the largest growth rate. According to the empirical test results of the whole sample and the five dimensions of development, the decline of banking concentration in the Northeast region can significantly promote its high-quality economic development and the development of the five dimensions. From the results of the intermediary mechanism test, the influence of banking concentration in the Northeast region on its high-quality economic development partly plays a intermediary role through the efficiency of capital allocation. Therefore, improving the banking competition system in the Northeast region will help promote the high-quality development of the regional economy. On this basis, this paper proposes three policy suggestions: deepen the reform of banking structure, open the banking market in northeast China, construct and perfect the multi-level banking competition system; accelerate the process of interest rate liberalization, guide the matching of capital structure and industrial structure, and improve the efficiency of capital allocation; perfect the banking supervision system and mechanism and improve the quality of financial services.
学位类型	硕士
答辩日期	2022-05-21
学位授予地点	甘肃省兰州市
学位专业	西方经济学
学科领域	理论经济学
页数	64
研究方向	宏观经济理论与政策
语种	中文
论文总页数	64
插图总数	4
插表总数	12
参考文献总数	87
馆藏号	0004097
保密级别	公开
中图分类号	F091.3/44
文献类型	学位论文
条目标识符	http://ir.lzufe.edu.cn/handle/39EH0E1M/32074
专题	经济学院
推荐引用方式 GB/T 7714	李永霞. 东北地区银行业结构竞争、资本配置效率与经济高质量发展[D]. 甘肃省兰州市. 兰州财经大学,2022.

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