数字金融赋能中小企业融资战略研究

doi:10.13395/j.cnki.issn.1009-0061.2024.07.018

	数字金融赋能中小企业融资战略研究
其他题名	Research on Empowering Small and Medium sized Enterprises with Financing Strategies through Digital Finance
	慕丹
	2024-07-02
发表期刊	江苏商论
期号	07 页码:80-84+90
摘要	随着中国综合国力的提高，中小企业规模逐渐扩大，为国民经济做出了重大贡献。但是长期面临的严重融资限制，制约了中小企业发展壮大，阻碍了中国经济的高质量发展。本文结合中国数字金融的发展现状，通过对数字金融特点、未来发展趋势的研究分析，探究数字金融对中小企业融资约束的积极影响及融资过程中存在的部分问题及原因，针对性地提出加强数字金融创新能力、提升中小企业信用、提供差异化精准融资服务等策略，旨在为数字金融赋能中小企业融资提供借鉴和帮助。
其他摘要	With the improvement of China's comprehensive national strength,the scale of small and medium-sized enterprises has gradually expanded,making significant contributions to the national economy.However,the long-term serious financing restrictions have hindered the development and growth of small and medium-sized enterprises,and hindered the high-quality development of the Chinese economy.This article combines the current development status of digital finance in China,and through research and analysis of the characteristics and future development trends of digital finance,explores the positive impact of digital finance on the financing constraints of small and medium-sized enterprises,as well as some problems and reasons in the financing process.Targeted strategies are proposed to strengthen the innovation ability of digital finance,improve the credit of small and medium-sized enterprises,and provide differentiated and precise financing services,aiming to provide reference and assistance for empowering small and medium-sized enterprise financing with digital finance.
关键词	数字金融中小企业融资问题战略研究
DOI	10.13395/j.cnki.issn.1009-0061.2024.07.018
URL	查看原文
收录类别	AMI
ISSN	1009-0061
语种	中文
原始文献类型	学术期刊
中图分类号	F49;F832;F276.3;F275
CN号	32-1076/F
文献类型	期刊论文
条目标识符	http://ir.lzufe.edu.cn/handle/39EH0E1M/37249
专题	创新创业学院
作者单位	兰州财经大学创新创业学院
第一作者单位	创新创业学院
推荐引用方式 GB/T 7714	慕丹. 数字金融赋能中小企业融资战略研究[J]. 江苏商论,2024(07):80-84+90.
APA	慕丹.(2024).数字金融赋能中小企业融资战略研究.江苏商论(07),80-84+90.
MLA	慕丹."数字金融赋能中小企业融资战略研究".江苏商论 .07(2024):80-84+90.