金融学院知识库

目前我国已成为世界第二大经济体，创造了世界经济史上举世瞩目的高速增长奇迹。然而，这一增长模式主要基于劳动力和资本投入，与此相伴的是高污染、高排放以及高耗能。这些问题不仅破坏了生态环境，还过度消耗了资源，从而影响国家经济与社会的高质量发展。为了解决这些影响绿色发展的问题，迫切需要探索新的发展动力。

数字金融作为数字经济的重要组成部分，是在传统金融市场基础上，互联网企业与传统金融机构利用数字技术推动资金快速融通和优化资本配置的新型金融发展模式，其绿色、精准、普惠等特性可为中国绿色经济发展带来强劲动能。而中国绿色经济的兴起也为数字金融进一步发展提供了明晰的方向和全新的视角。因此，数字金融可助力绿色经济发展，绿色经济发展也可反哺数字金融。

本文在“经济高质量发展”的大背景下，对数字金融与绿色经济之间的相互关系进行了理论探讨和实证分析。通过采用熵值法和耦合协调度模型，分析了2011-2021年间中国30个省市区数字金融与绿色经济发展的耦合协调状况。研究结果显示：（1）数字金融和绿色经济的发展水平均呈上升趋势，但存在地区发展不平衡；（2）两者的耦合协调度存在明显的地区差异，呈现出“东部高，中部次之，东北部和西部较低”的特点；（3）耦合协调度呈现出持续增长的趋势，并且空间集聚效应日益显著。这表明，我国在数字金融和绿色经济的协调发展方面仍有待提高。基于上述分析，建议在尊重差异化发展基础上科学设置共同目标及关联机制；关注各区域数字金融与绿色经济协调发展的平衡性，降低局部地区的两极分化；因地制宜出台促进数字金融与绿色经济协调发展的有关政策；发挥政府在金融发展中的引导和监管作用；注重培养和引进数字金融和绿色经济的复合型人才。

At present, China has become the world's second largest economy, creating a miracle of high-speed growth in the world economic history. However, this growth model is mainly based on labor and capital input, which is accompanied by high pollution, high emissions and high energy consumption. These problems not only destroy the ecological environment, but also excessively consume resources, thus affecting the high-quality development of the national economy and society. In order to solve these problems affecting green development, it is urgent to explore new development drivers.

 Digital finance as an important part of the digital economy, is on the basis of traditional financial market, Internet companies and traditional financial institutions using digital technology to promote rapid financing and optimize the allocation of capital of the new financial development model, its green, precise, pratt & whitney characteristics can bring strong momentum for China's green economy development. The rise of green economy in China also provides a clear direction and a new perspective for the further development of digital finance. Therefore, digital finance can help the development of green economy, and the development of green economy can also feed back digital finance.

In the context of "high-quality economic development", this paper makes a theoretical discussion and empirical analysis of the interrelationship between digital finance and green economy. By using entropy method and coupling coordination model, the coupling coordination of digital finance and green economy development in 30 provinces and municipalities in China from 2011 to 2021. The research results show that: (1) the development level of digital finance and green economy is on the rise, but the regional development imbalance; (2) the coupling and coordination degrees have obvious regional differences, with the east, the middle, and the northeast and the west; (3) the coupling and coordination degrees show a continuous growth trend, and the spatial agglomeration effect is increasingly significant. This shows that the coordinated development of digital finance and green economy in China still needs to be improved. Based on the above analysis, it is suggested to set up common goal and correlation mechanism scientifically on the basis of respecting differentiated development; pay attention to the balance of digital finance and green economy in various regions, reduce the polarization of local areas; introduce relevant policies to promote the coordinated development of digital finance and green economy according to local conditions; play the guiding and supervision role of government in financial development; and pay attention to cultivating and introducing interdisciplinary talents of digital finance and green economy.