金融学院知识库

2023年的中央一号文件深度阐释了全面建设社会主义现代化国家的迫切需求与核心意义，在这一进程中，坚守并稳固“三农”这一基础领域显得尤为关键。同时，该文件强调在推进乡村振兴战略的进程中，务必坚持绿色生态的导向，并深入考虑城乡间的发展差异及各地区的独特性，为此，构建与农村经济相契合的金融体系刻不容缓。甘肃省位于我国西北，农产品种类相对单一，农村金融市场存在明显的空白地带，市场有效供给明显不足，这些问题不仅影响了居民的生活质量，也制约了农村经济的可持续发展。绿色金融作为一种创新的金融模式，可以为农村生态环境治理提供新的资金支持途径，因此，如何有效发挥绿色金融在乡村振兴中的支持作用，成为当前亟待研究的重要课题。

围绕上述背景，本文从理论与实证两个层面进行了绿色金融支持甘肃省乡村振兴发展的效应研究。理论层面，系统梳理了国内外关于绿色金融如何支持乡村振兴的相关文献、绿色金融对乡村振兴发展的效应、相关的理论架构及绿色金融支持乡村振兴的逻辑机制、发展现状及存在问题；实证方面，构建并测算了甘肃省绿色金融与乡村振兴发展水平的评价体系并选取了2000-2021年甘肃省14个市州相关数据，采用固定效应模型、异质性检验、中介效应检验等进行了回归分析，从而更全面地理解两者之间的相互影响与作用机制。经过深入探究，得出以下结论：一是甘肃省不同城市绿色金融与乡村振兴的发展水平在2000-2021年间呈现出逐年增长的趋势，但各地市之间存在明显的差异，发展不平衡不充分问题较为突出。二是绿色金融发展综合指数对乡村振兴发展具有正向调节作用，表明在乡村振兴发展中绿色金融所扮演的角色至关重要，它发挥着显著且积极的推动作用；三是在甘肃省中东西部地区绿色金融对乡村振兴的影响作用呈现出明显的区域异质性特点，就其对乡村振兴的促进作用而言，中部地区表现最为强劲，东部地区次之，而西部地区则相对较弱；四是产业结构升级指数的提升有助于乡村振兴的发展，表明其在绿色金融对乡村振兴的影响中起到了部分中介作用，说明绿色金融能够促使产业结构合理化从而提升乡村振兴水平。

最后本文从政府层面提出加强政策引导和支持、完善监管机制和规范、强化农村信用体系建设、强化农村金融体系建设、加大绿色金融知识下乡力度等建议，从金融机构层面提出创新支持乡村振兴的绿色金融产品、加强乡村绿色金融基础设施建设、加强金融机构乡村振兴人才队伍建设等建议。

In the No. 1 document of the Central Committee in 2023, the significance and urgency of comprehensively constructing a modern socialist country have been brought to the forefront once again, and in this grand process, the development of rural areas is particularly arduous and onerous. The Central Rural Work Conference has repeatedly reiterated that when implementing the rural revitalization strategy, It is imperative to embrace the principles of green ecology and take into account the disparities between urban and rural regions, as well as the unique attributes of various areas. Furthermore, establishing a financial framework that aligns with the rural economy is crucial for fostering its sustained and healthy growth. This approach ensures that financial services are tailored to the specific needs of rural communities, thus promoting their overall economic development, and at the same time, should set up a rural financial service department focusing on green financial services and rural revitalization as soon as possible to further promote the prosperity and development of rural areas. Gansu Province, situated in the northwestern region of China, faces a range of challenges and difficulties due to its relatively limited variety of agricultural products. Notably, a significant gap exists in the rural financial market, resulting in an inadequate effective supply. This issue is particularly evident in the development of the rural economy, where financing problems are prominent, often characterized by high costs and sluggish progress. Consequently, rural areas encounter numerous obstacles in their pursuit of economic growth. Especially in some poverty-alleviated counties in Gansu Province, the rural environment needs to be improved urgently due to heavy sandstorms, desertification and serious pollution caused by traditional agriculture. These challenges not only impact the livelihoods of residents but also hamper the sustainable growth of the rural economy. Green finance, an innovative financial approach, offers a fresh avenue for financial backing in addressing rural ecological environment governance, which is conducive to the establishment of a new agricultural business form with efficient use of resources and harmonious coexistence of the environment, furthermore, it has emerged as a crucial supporting factor in the implementation of the rural revitalization strategy, playing a pivotal role i5n its success.Therefore, how to effectively play the supporting role of green finance in rural revitalization has become an important topic that needs to be studied urgently. Through in-depth research Through practical exploration and application, we can optimize the utilization of green financial instruments, thereby fostering the green transformation and sustainable growth of the rural economy in Gansu Province.

The initial segment of this paper comprehensively examines pertinent literature pertaining to green finance's role in supporting rural revitalization, both domestically and internationally. It delves into the beneficial impacts.Proceeding onward, the subsequent segment elaborates on the underlying principles of green finance and rural revitalization, sorts out the relevant theoretical frameworks, and discusses the logical mechanism of how green finance intrinsically promotes rural revitalization. The third section concentrates on the practical scenario in Gansu Province, meticulously examining the present state of green finance in bolstering rural revitalization and development within the province. It further highlights the prevalent challenges encountered in supporting these endeavors. Subsequently, the fifth section gathers pertinent data spanning from 2000 to 2021, encompassing 14 cities and prefectures in Gansu Province, and uses a fixed-effect model for  regression an depth analysis the complex link between green finance and rural revival research.Finally, the relationship between the two is revealed more comprehensively through mediation effect analysis. The following conclusions are obtained: Green finance assumes a pivotal and beneficial function in fostering the progress of rural revitalization. Secondly, there is regional heterogeneity with respect to the impact of green finance on rural regeneration in Gansu Province, it is becoming clear that the effectiveness of green finance in promoting rural revitalization and development is declining in the central part of the country. Furthermore,  suggesting that green finance can facilitate the rationalization of industrial structure, thereby elevating the level of rural revitalization.

Drawing from the aforementioned research, last station aimed at enhancing policy guidance and support from the government's perspective. These include refining regulatory frameworks and norms, bolstering the establishment of rural credit systems, strengthening rural financial systems, and amplifying the dissemination of green financial knowledge in rural communities,and put forward suggestions to support rural revitalization, financial institutions should innovate green financial products, enhance the development of rural green financial infrastructure, and fortify the establishment of a rural revitalization talent team within their organizations.