Digital financial inclusion and upgrading of consumption structure: Evidence from rural China

doi:10.1016/j.heliyon.2024.e28659

LZUFE-KMS > 经济学院

	Digital financial inclusion and upgrading of consumption structure: Evidence from rural China
	Liu, Jianguo; Yao, Yuchen
	2024-04-15
在线发表日期	2024-03
发表期刊	HELIYON
卷号	10 期号:7
摘要	Based on the perspective of spatial economy, this paper focuses on the primary effects and spatial characteristics of Digital Financial Inclusion (DFI) on the upgrading of rural consumption structure (URCS) in China, conducting a literature review and theoretical analysis. It then uses statistical data collected over the years and the Digital Financial Inclusion Index (DFII) of Peking University to prepare panel data for 31 provinces in China (aside from Hong Kong, Macao, and Taiwan) from 2011 to 2020 for empirical testing. The results are as follows: DFI can considerably boost URCS, and there is a strong spatial neighbor impact, that is, it is affected by random shocks in surrounding provinces via its spatial effect; DFI has nonlinear characteristics in the process of fostering URCS, with the threshold variables of income level and family sizes; the impact of DFI on URCS is spatially heterogeneous, and the promotion of the eastern region is better than other zones. These results can inform policymakers about rural development and provide valuable references to push forward rural vitalization.
关键词	Digital financial inclusion Upgrading of rural consumption structure Spatial effect Threshold effect Spatial heterogeneity
DOI	10.1016/j.heliyon.2024.e28659
收录类别	SCIE
语种	英语
WOS研究方向	Science & Technology - Other Topics
WOS类目	Multidisciplinary Sciences
WOS记录号	WOS:001214939700001
出版者	CELL PRESS
原始文献类型	Article
EISSN	2405-8440
引用统计	被引频次：2[WOS] [WOS记录] [WOS相关记录]
文献类型	期刊论文
条目标识符	http://ir.lzufe.edu.cn/handle/39EH0E1M/36172
专题	经济学院
通讯作者	Yao, Yuchen
作者单位	Lanzhou Univ Finance & Econ, Sch Econ, 496,Duanjiatan Rd, Lanzhou 730020, Gansu, Peoples R China
第一作者单位	兰州财经大学
通讯作者单位	兰州财经大学
推荐引用方式 GB/T 7714	Liu, Jianguo,Yao, Yuchen. Digital financial inclusion and upgrading of consumption structure: Evidence from rural China[J]. HELIYON,2024,10(7).
APA	Liu, Jianguo,&Yao, Yuchen.(2024).Digital financial inclusion and upgrading of consumption structure: Evidence from rural China.HELIYON,10(7).
MLA	Liu, Jianguo,et al."Digital financial inclusion and upgrading of consumption structure: Evidence from rural China".HELIYON 10.7(2024).