金融学院知识库

  在我党的二十大报告当中，明确提出了如下的要求：“要为绿色发展目标的实现营造良好的契机，要积极地推动绿色金融的高质量发展。”由此可见，绿色俨然已经成为了未来经济发展的必然趋向。倡导绿色发展不仅和广大民众的基本诉求高度契合，与此同时，这也是有效的解决新时代社会主义冲突矛盾最典型的一种方法和举措。但是当前我国社会正处于转型升级发展的核心时期，经济结构朝着更优化的方向不断的发展，传统粗放式的发展模式短板和困境不断的凸显。绿色发展作为新时代可持续发展不容忽视的一个关键的发展目标，在具体落地实施的过程当中仍然面临着一些困境和危机。可以将绿色金融看成是绿色技术创新的血液。绿色金融在带动企业绿色技术创新过程当中扮演着不可取代的关键角色。这也就意味着应该采取更多元的方式，全面的提升绿色金融服务的水平，全面的提升绿色技术创新的水平。只有这样才能够让绿色金融市场体变得更为完善。正是围绕着当前的宏观背景环境，本文对绿色金融影响西部地区绿色技术创新问题进行了深入研究，以期推动西部地区绿色发展。

  本文的研究内容主要包括四个方面：第一，在梳理绿色金融、绿色技术创新的基本内涵以及相关理论基础之上，深度的探究和分析了绿色金融对于绿色技术创新所产生的影响作用，明确论文的研究起点及理论分析框架。其次，选择我国西部地区作为具体的个案分析对象，对该地区绿色金融与绿色技术创新的发展实际情况进行了深度的调研和现状的分析。首先，对西部地区绿色金融发展的特征事进行多维度梳理，并且从绿色信贷维度、绿色投资维度、碳金融维度等多个维度进行了评价指标体系的构建。其次，基于投入产出视角对绿色技术创新发展现状展开分析。第三，基于2005-2020年的面板数据，构建了面板双向固定效应模型，进而对我国西部地区绿色金融和绿色技术创新之间所产生的影响作用开展了实证分析。

  研究发现：（1）2005-2020年，西部地区绿色金融发展呈现稳步增长态势，但发展存在地区非均衡性，经济发展水平越高的省域绿色金融发展水平越高，反之越低。（2）针对绿色金融的不断发展和进步，对于我国广大西部地区绿色技术创新所产生的影响作用进行了实证分析。最终得出的结论在于绿色金融和绿色技术创新之间所表现出来的正性关联相当明显。绿色金融的不断发展，可以为绿色技术创新目标的实现夯实基础。（3）进一步异质性分析结果显示，西南4省区市、西北5省区绿色技术创新受绿色金融发展水平的正向影响更加明显，但是我国的内蒙古地区以及广西地区的绿色金融发展水平对于绿色技术创新的影响并不存在着统计学的显著意义。针对研究过程当中所得到的结论，文章提出了一些优化改进的策略：第一，注重各省份绿色金融均衡发展，提升对绿色技术创新的促进效果；第二，采取有效的方法和举措，探索出一条自上而下的绿色金融政策实现道路；第三，要积极发挥政策的引领性作用和调控性作用，扩大绿色资金来源；第四、将绿色金融摆在核心位置之上，全面构建绿色技术创新体系架构；第五，积极地发挥人才这一个软实力的支撑性作用，构建专门的绿色金融人才中心。

  In the report of the 20th National Congress of the Communist Party of China, the following requirements were clearly proposed: "To create a good opportunity for the realization of the green development goals, we must actively promote the high-quality development of green finance." At the same time, in the 14th Five Year Plan issued and implemented by the Central Committee of the Communist Party of China, the core value and key role of "accelerating the promotion of green and low-carbon development" were reiterated again, "Further strengthen the comprehensive implementation of legal and policy guarantees for green development, build a solid platform for the development of green finance, and actively promote the innovation and achievement of green technology." It can be seen that green has become an inevitable trend of future economic development. Advocating green development is not only highly compatible with the basic aspirations of the general public, but also the most typical method and measure for effectively resolving conflicts and contradictions in socialism in the new era. However, at present, our society is in the core period of transformation, upgrading and development, and the economic structure is constantly developing towards a more optimized direction. The shortcomings and difficulties of the traditional extensive development model are constantly highlighted. Green development, as a key development goal that cannot be ignored for sustainable development in the new era, still faces some difficulties and crises during the specific implementation process. Green finance can be seen as the innovative blood of green technology. Green finance plays an irreplaceable key role in driving green technological innovation in enterprises. This also means that more diverse approaches should be taken to comprehensively improve the level of green financial services and green technological innovation. Only in this way can the green financial market become more perfect. It is around the current macro background environment that this article conducts an in-depth study of the impact of green finance on green technology innovation in the western region, with a view to promoting the green development of the western region.

  This paper mainly includes four aspects: first, in combing the related theoretical basis,. Further analysis of the impact of green finance on green technology innovation mechanism, a clear starting point of the paper and theoretical analysis framework. Second, analyze and explore the development status of Green Finance and green technology innovation in Western China . First, this paper analyzes the characteristics of the development of green finance in the Western Region, and then constructs an evaluation index system from the five dimensions of green credit, Green Insurance, green investment, Green Securities and carbon finance, secondly, based on the input-output perspective, this paper analyzes the development status of green technology innovation. Thirdly, based on the panel data from 2005 to 2020, this paper establishes a panel two-way fixed effect model to empirically analyze the impact of green finance development on green technology innovation in Western China.

  The findings are as follows: (1) from 2005 to 2020, the development of Green Finance in the western region shows a steady growth trend, but there is regional imbalance in the development. The higher the level of economic development, the higher the level of development of green finance in the province, and vice versa. (2) an empirical analysis of the impact of green finance development on green technology innovation in western China shows that the development of green finance has a significant positive impact on green technology innovation, the development of green finance helps to promote green technology innovation. (3) further heterogeneity analysis shows that green technology innovation in 4 provinces of Southwest China and 5 provinces of Northwest China is more significantly positively affected by the development level of green finance, however, the development level of green finance in Inner Mongolia and Guangxi has no statistical significance on the impact of green technology innovation.  first, pay attention to the balanced development of green finance in each province, establish a good environment for green technology innovation; second, explore the policy implementation path of top-down Green Finance, to drive green technology innovation; third, to increase policy guidance and expand sources of green capital; fourth, to build a green technology innovation system with green finance at its core; fifth, to strengthen the introduction of talent; Building a green finance talent center.