金融学院知识库

摘 要

近年来我国经济得到了飞速发展，但环境污染带来的问题愈发突出，怎样才能全面构建绿色可持续发展与环境友好型社会的发展模式是我国当前阶段首要解决的核心问题之一。产业结构升级日益成为经济结构改革的重点，在这一背景下，我国提出一系列绿色相关政策包括绿色发展、持续循环发展等，绿色金融通过金融资源的功能配置实现对绿色产业产生资金支持作用，进一步推进产业结构升级。因此，本文从绿色金融与产业结构的内涵和基础理论出发，分别从绿色信贷、绿色证券等五方面构建绿色金融综合指标体系和产值结构、就业结构等四方面构建产业结构发展水平综合指数衡量我国产业结构现状，收集整理了2010-2020年我国30个省份（除西藏、港澳台）的相关数据，运用耦合协调度模型定量分析两者之间的关系。最后，本文以绿色金融发展水平作为解释变量，产业结构升级综合指数作为被解释变量，以研发创新能力、城镇化率水平以及人力资本水平作为控制变量，使用空间杜宾模型实证检验绿色金融对产业结构升级的影响机制。 

研究结论如下：第一，我国绿色金融与产业结构升级发展情况整体显示出增长趋势，但各地区之间的发展情况不太平衡。第二，绿色金融发展与产业结构升级两体系处于良性发展中，且对产业结构发展有正向溢出效应。第三，省域绿色金融的发展可以促进邻接省份产业结构向合理化方向调整。

In recent years, China's economy is growing fast, but the environmental pollution problem is serious, how to comprehensively build a green sustainable development and environment-friendly society is one of the core issues to be solved at this in stage . In this context, industrial structure upgrading has gradually become the focus of economic reform. We propose a series of green-related policies including green development and sustainable cyclic development, etc. Green finance supports green industries through the allocation function of financial resources, this paper firstly constructs a comprehensive index system of green finance from the connotation and basic theory of green finance and industrial structure, and a comprehensive index of industrial structure development level from five aspects, such as green credit, green securities, green insurance and so on, employment structure, advanced industrial structure and rationalization, to measure the current situation of industrial structure in China. The current situation of industrial structure, the relevant data of 30 provinces in China (except Tibet, Hong Kong, Macao and Taiwan) from 2010 to 2020 are collected and collated, and then the relationship between them is quantitatively analyzed by using the coupling coordination degree model. Finally, this paper uses the level of

green finance development as the explanatory variable, the comprehensive index of industrial structure upgrading as the explanatory variable, and the R&D and innovation capacity, the level of urbanization rate and the level of human capital as the control variables, and then empirically tests the influence mechanism and effect of green finance on industrial structure upgrading through the spatial Durbin model.